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hey guys whats up its alyssa and today im going to be talking about mortgages versus deeds of trust aka trustees side note i just got my hair done today for the first time in about nine months and i know thats not why youre here but im really excited about it anyway weve all heard about mortgages but what actually is it and what the heck is a trusteed im going to give you a fairly quick overview on what they are the main differences and a few related vocabulary terms if you find this video helpful i would really appreciate it if you could like and subscribe so lets jump in so first were going to start off with a little bit of vocabulary a promissory note is the promise to pay or the iou to the lender so thats pretty easy to remember promissory note promised pay it also states the terms of the loan and is evidence of the debt hypothecation so to hypothecate is to pledge something as security without giving up possession so this allows the borrower to maintain ownership while