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[MUSIC] WELCOME BACK TO OZARKS TONIGHT. TAKE THE TURN INTO 2020, TIME FOR ANOTHER TAX SEASON IN OZARKS. MAJOR CHANGES COMING TO THE FORM W-4 NEW YEAR. JOINING US TODAY IS REPRESENTATIVE AMERICAN PAYROLL ASSOCIATION, TELL US ABOUT CHANGES WITH THE FORM W-4, WHAT ARE MAJOR CHANGES PEOPLE NEED TO LOOK FOR? TWO MAJOR CHANGES PEOPLE SHOULD PAY ATTENTION TO. ONE, ELIMINATION OF ALLOWANCES IN FAVOR OF ACTUAL DOLLARS. THE SECOND, ACCOUNTING FOR ENTIRE HOUSEHOLD INSTEAD OF JUST INDIVIDUAL EMPLOYEE. Anchor: WHAT IS MOST IMPORTANT THING FOR EMPLOYEES TO KNOW WHEN THEY FILL OUT FORMS GOING TO HELP PROCESS? MOST IMPORTANT ISSUE IS MAKING SURE YOUR ACCOUNTING FOR ALL OF YOUR INCOME. SO YOUR WITHHOLDING IS DONE PROPERLY. THE BEST THING TO DO, EVEN IF YOU DONT FILL OUT A NEW FORM IN PLACE INTEREST TO GO THROUGH PROCESS TO MAKE SURE WITHHOLDING IS ACCURATE. Anchor: THEY DO NOT HAVE TO MAKE CHANGES TO DO BEFORE, CORRECT? THAT IS CORRECT, THIS TIME AROUND CONGRESS DID NOT PUT LANGUAGE IN NEW LAW REQUIRI