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hello everyone this is brendan from the credit repair experts and today were going to be talking about a special part of title 15 of us code this pertains to the title of code involving credit transactions and consumer protection so today were going to be looking at 15 us code 1602 were going to be looking at the definitions today because theres a couple pieces of information i want to reveal to you guys the first thing were going to do is were going to look at this item g right here the term creditor refers only to a person who both regularly extends whether in connection with loans sales of property or services or otherwise consumer credit which is payable by agreement in more than four installments or for which the payment of a finance charge is or may be required and is the person to whom the debt arising from the consumer credit transaction is initially payable on the face of the evidence of indebtedness or if there is no evidence of indebtedness by agreement okay this is v
