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In the video tutorial, it is explained that there are cases where individuals may need to change their social security number due to fraud. In 2021, almost 6 million cases of fraud were reported to the FTC. The video discusses how to determine if your social security number has been stolen, eligibility for getting a new one, and the process of obtaining a new social security number. Thieves can obtain social security numbers through various means, including stealing physical cards or other methods.