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when it comes to renting a car theres perhaps no better credit cards to use than the Chase Sapphire preferred or the Chase Sapphire Reserve in this video Im going to explain why you see a lot of credit card companies will advertise that their credit card comes with car rental insurance but the Chase Sapphire preferred and Reserve come with primary rental car insurance and most credit cards in the industry come with secondary rental car insurance now let me explain the difference now as this Forbes article States most credit cards offer secondary insurance for rental cars and this means that the cards insurance will pay only the amount not covered by another policy the driver has therefore you would have to file a claim with your other insurance first and as anyone who has dealt with insurance companies will know this can be a time consuming process so essentially with secondary Rental Car Coverage if you were to get in an accident or if your rental car was stolen youd have to deal
