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If you get divorced and sign a quitclaim deed giving your ex-spouse your home, its so important to realize that it doesnt affect your actual mortgage, and if youre not careful, you could still be on the hook for mortgage payments. Im Ilyce Glink. Heres todays Real Estate Minute. I often hear from people who, in the course of finalizing a divorce, follow a judges order to sign over their ownership interest in a property to their ex-spouse. In some cases, the divorce decree simply provides for the parties to transfer title from one to another without regard to the loan secured by the mortgage on the property. When the spouse keeping the home doesnt refinance, the ex-spouse who no longer owns the home still remains on the loan. But the lender doesnt really care about the divorce and who was awarded the property. The lender only cares about who signed the loan documents and whos going to pay the bill each month. Somebody in this position should refuse to sign the quitcla
