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[Music] [Music] everyone should have a healthy relationship with their insurance company are you happy with the way your insurer treats you here are a few red flags that suggest switching your insurance company is the right thing to do number one unexpected premium increases there are quite a lot of insurance providers who price optimize which means theyre slowly increasing your rates to see how sensitive you are to change number two lack of benefits would you choose a fast food place that offers free drink refills over another that doesnt but the food is relatively the same this is how you should think about an insurance company that doesnt offer certain benefits and here are three popular ones that are a must one rental car coverage two good driver good student discounts three bundling home and auto discounts number three poor customer service this is an excellent reason to leave any business store or cancel a contract ideally you wouldnt be spending much time with your insurance