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planning for disability is an important component of estate planning its natural to assume that many people especially those who live long will at some point either temporarily or permanently become incapable of managing their own affairs by planning and executing certain basic documents while healthy a person can help ensure a seamless management of his or her health care and financial affairs a living will also called a health care directive or advance directive is not actually a will at all its a document that sets forth instructions regarding end-of-life care wishes of the person executing the document a living will can direct health care providers in any manner one chooses but typical living will provisions direct the with holding of life-sustaining medical treatment that serves only to prolong the process of dying when there is no reasonable chance of recovery another common provision is to allow palliative care which means care to alleviate pain or discomfort while dying livin