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Experts suggest that traditional retirement planning is no longer as reliable as it once was, prompting investors to reconsider their saving strategies. Conventional wisdom, like diversifying portfolios to offset losses, did not work this year as most people experienced a 15% decrease in their investments. The traditional mix of stocks and bonds no longer guarantees good returns, with the bond market also facing challenges when the stock market is down. Investors are advised to rethink their investment strategies in light of these changing dynamics.
