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[Music] arbitration clauses are generally seen at home inspection contracts and for the most part for many years they were very helpful but as we see more states move toward regulation the issue that comes up is that we now have a legal standard of care and we want to be able to appeal a mistake made relative to the application of that particular standard of care so for example if you go to arbitration unless it's under very narrow circumstances the arbitrator's decisions regarding the law evidence testimony experts and everything else that's involved in the claim is not appealable which means that the only way you're going to be able to avoid a mistake of law in an arbitration is to prove that the arbitrator committed fraud I can tell you in 20 years of practicing law I've never had an arbitrator commit fraud not having that critical ability to file an appeal is a strong consideration in terms of whether or not you want to use your arbitration clause you also need to check with your...