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hi im john darren todays show is about structured settlement quotes what you need to know so first lets talk about pricing for the most part with annuity-based structured settlements quotes are generated by the annuity issuer software provided to licensed and appointed consultants who can run these quotes and send them to you by email or provide them on the spot from laptops at a mediation in your office the judges chambers or in the claimants living room these types of quotes are known as book rate quotes book rates are set periodically by life insurance companies that issue structured settlement annuities at a level in which they are comfortable to attract a large volume of business up to a certain premium amount for measuring life above that daily rate pricing is required now daily rate pricing is highly sensitive to market conditions and may not always be available in some cases daily rates are not as competitive as book rates it depends daily rates vary by carrier sometimes o