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Shareholders looking for liquidity without selling their business can consider a minority recapitalization. The amount of debt in the recap can vary, with less debt being less risky. Senior debt through a bank or Prudential Capital can be used for smaller recaps. Additional liquidity can be achieved through subordinated debt, mezzanine debt, or preferred equity, allowing for dividends or distributions without giving up control of the company. Prudential Capital can help with these financing options.