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. All right. Thank you. Well, the 1.7 trillion dollars spending bill for 202now includes some important changes to retirement savings planned. Its known as the Secure Act to point out. Financial professional Ryan Willis from Allied Health is back with us to talk about what we need to know. Ryan, good morning. Welcome back. Hey, good morning. Its great to be here. Thanks so much for having me on such an important day. Absolutely. Definitely will. Can you walk us through exactly what is the secure Act? 2 point. Oh. Yeah. Its basically an extension of the secure act. One and secure itself stands us for setting every community up for retiment enhancement and the government knows that a lot of folks are not preparing in or not prepared for retirement and theyre trying to step in and make some regulations and rules to or gives people more access to bore one K because currently theres 54% of private sector workers are enrolled in a plan at all, which means that theyre li