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[Music] what you may have heard is that there is a big secret the nursing home doesnt want you to know before I tell you about the big secret Id like to show you what the nursing home will tell you if you go in to talk to them about placing a loved one what I want to show you is a very typical scenario that comes into our office hairy husband and Wanda wife Harry has had a stroke and needs nursing home care because Wanda cant take care of him at home so the nursing home will say Wanda youre going to be at home so were going to set the how society now you have about a hundred thousand dollars in CDs cash money market and investments Harry has an IRA with about a hundred thousand dollars Wanda has an IRA with about 75 thousand for a total of a hundred and seventy five thousand that really isnt worth a hundred and seventy five thousand because they havent paid the taxes on it for income harry has about two thousand dollars a month and Social Security and pension Wanda has eight hu
