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In this video tutorial, Patti offers financial advice for individuals struggling with debt. She suggests two primary actions: reducing expenses and increasing income, either by selling items or taking on an additional job. If cutting expenses is insufficient, she recommends seeking a restructuring from the bank. To illustrate restructuring, she uses the analogy of a large family living in a big house that becomes unaffordable. The family decides to close off two wings of the house, moving everyone into the main building to save costs, thereby simplifying their living situation to make it financially manageable.
