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In this video, Jen Hernandez discusses the implications of having a mortgage loan sold to another lender. She emphasizes that no lender can guarantee that a loan will not be sold, regardless of the company's reputation. While some small banks offer portfolio loans targeted at specific market niches, they often engage in buying and selling loans among themselves. Ultimately, the decision of where to place your mortgage depends on understanding that loan servicing changes can happen, and it's essential to weigh the pros and cons based on factual information rather than misconceptions. Jen aims to provide viewers with honest insights to make informed decisions about their mortgage options.
