Change phrase in the Mechanic's Lien

Aug 6th, 2022
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How to change phrase in the Mechanic's Lien

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In today's video, Matt, the mortgage expert, discusses the process of removing a mechanics lien in California. He addresses common concerns from clients who have faced difficulties related to mechanics liens, which are filed against a property to secure payment for work performed. A mechanics lien can create a cloud on the title of the property, impacting ownership and transactions. For instance, if a contractor claims they weren't paid for roofing work, they may file a mechanics lien against the homeowner's property. The video aims to explain the mechanics lien process and provide guidance on how to have it removed.

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Below are some common questions from our customers that may provide you with the answer you're looking for. If you can't find an answer to your question, please don't hesitate to reach out to us.
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Resolving Property Liens in Ontario Sending a demand letter through a lawyer. Hiring a mediator to work out a settlement. Requesting a legally binding decision from the Ontario Dispute Adjudication for Construction Contracts authority (ADACC). For disputes under $35,000, suing in Ontario Small Claims Court.
A lien must be perfected prior to 90 days from the last date on which the lien could have been preserved. Therefore, in total, a Lien Claimant has 150 days to preserve and perfect their lien from the earlier of the contract being completed, abandoned or terminated.
Of the three types of liens (consensual, statutory, and judgment), the judgment lien is the most dangerous form, but one which the informed business owner may be able to eliminate. A judicial lien is created when a court grants a creditor an interest in the debtors property, after a court judgment.
Lien Registration Fees The fee to register a construction lien in Ontario is $71.20, as of March 2023. This fee is payable to the Ministry of Government and Consumer Services. Discharge Fees If the lien is discharged, there may be additional fees involved.
Under the Ontario Construction Lien Act a lien must be registered at the Land Titles Office within 60 days from the date the work is completed or the materials supplied to the project job site.
In Ontario, there is the Construction Act. This allows anyone supplying service or materials to put a lien on the property. This applies to anyone who provides services for either the owner, a contractor or even a subcontractor. The only exception to this is if the owner is the federal or provincial crown.
The owner must pay the contractor the amount of the proper invoice within 28 calendar days after receipt from the contractor unless within 14 calendar days after receipt the owner has issued a notice of non-payment to dispute all or any part of the invoice.
In Ontario, liens are only valid for 90 days from the date of last on site working. If your customer refuses to pay within the first 30-60 days, legal action or collections may be an additional action you want to take to help enforce your lien.

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