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[Music] so what is a transfer in kind a transfer and kind allows you to move your investments from one broker to another without selling them for example if you own stock in Apple Google or Disney you can simply move your existing investments to a new broker without selling them Ive been in the business of protecting assets from lawsuits since 1991 our company started in 1906 and I believe we have 65,000 clients in our database our team has helped tens of thousands of people set up bank and brokerage accounts around the world now most investment brokers accept in-kind transfers transferring them in this fashion makes it easier to switch accounts and allows you to avoid the tax consequences of selling the investments however the investment that you can transfer and kind of all vary depending on the broker in general most stocks bonds options exchange-traded funds and a lot of mutual funds can be transferred as is still some investments such as those not offered or supported by the new