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In this video tutorial, the narrator explains the ending of "The Retirement Plan." The story follows Ashley and her daughter Sarah, who become involved in a criminal enterprise that jeopardizes their safety. To seek help, Ashley reconnects with her estranged father, Matt, played by Nicolas Cage, who is living in the Cayman Islands. Their brief reunion is interrupted when they are tracked down by crime boss Donnie and his lieutenant Bobo. As they become further embroiled in danger, Ashley discovers her father’s hidden past, revealing complexities in his character. The video includes spoilers and provides a detailed analysis of the film's conclusion.