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we've all done it we log on to a new website and come upon the Terms of Service Agreement and instead of reading it we just click agree because who has time to read all that stuff even if it is a legally binding contract the answer is effectively no one since one study found it would take the average person about 250 hours 30 full working days every year to read them all Seth Stephenson is a senior writer for slate and recently wrote about the crazy world of end user agreements Seth good morning thanks for having me on what ultimately is the purpose of these agreements really it's to protect the companies if it was good for you they would put it in huge fonts on the front of these pages but instead they hide it in tiny front and on in tiny fine print you know somewhere you have to click three times to find it so it's to protect them it's to it's to cover them up and make sure that you can't sue them and make sure that they are not exposed to any legal liabilities what I found most fas...