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hi kevin wright back with another property finance tip so what are we going to be talking about this week well if you're new to bridging and it all seems a bit confusing to you then stick around because i'm going to explain the basics of bridging finance keep watching [Music] [Applause] okay so maybe you're new to bridging and it's a bit confusing and maybe it's it's a bit scary too because it is for most people so what are the key things you need to know about bridging let's drill down into those and look at those one by one okay now let's start off what is bridging well it's short term finance so it's finance that you'd use to buy a property and then you'd either within a few months typically you'd sell or refinance that property pay the bridging loan back so it's a stop gap solution why would you use bridging finance because surely it'd be more sensible to use a mortgage wouldn't it i mean it's going to be cheaper certainly mortgages are cheaper than bridging so why would you use b...