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In this tutorial, the speaker explains how to write a hardship letter for loan modification. A hardship letter is a personal letter addressed to your lender that explains the circumstances that have led to difficulties in making mortgage payments. The first step is to include your personal information: full name, home address (including street number, name, city, state, and zip code), and optionally your contact information (phone number or email). Next, write the date of the letter in the format of month, day, and year. The tutorial offers a step-by-step guide to ensure all necessary information is included.
