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If you receive Social Security benefits and have a bank account, you can start or change your direct deposit easily through a personal My Social Security account. This option is not available for those receiving Supplemental Security Income (SSI). Sign in to your account at SSA.gov/MyAccount, go to the My Profile tab, or find the My Profile link in the Benefits and Payments section. To start or update direct deposit, select the appropriate button, specify if you are the account owner or co-owner, enter your banking details, choose when the changes should take effect, and then review your information before submitting.