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lets go back to attorney robert hydock and robert you help people to protect their life savings from nursing homes most people simply know hey medicaids got a five-year look-back period thats it nothing we can do but we know that there are medicaid compliant tools that will help people to protect their life savings and one of those most valuable tools is a personal services contract correct and usually we see a personal services contract when someone is paying someone in advance to take care of them its a medicaid approved tool that will allow the transfer of an asset prior to the five-year look-back period and get somebody qualified for medicaid but in this instance were dealing with a family who made some gifting rather large gifting a hundred thousand dollars in gifting within the last year and so that would cause when they went to apply for medicaid it would create a penalty period because it would violate medicaids five-year look-back period so in this instance were draftin