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The video tutorial guides viewers on how to create a personal loan agreement using DocHub PDF. It emphasizes the ease of using the fillable form provided on the webpage. The tutorial demonstrates filling out the agreement by entering the effective date (May 24, 2015) and identifying the borrower as Johnny Appleseed, who resides at 123 Apple Way, Applebill, Texas. It mentions that Johnny will lend $10,000 to his wife, Nancy Appleseed, at the same address, with a promise to pay back within one year. The necessary details of the loan are highlighted, emphasizing the straightforward process of filling in the form where there are blanks.