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This tutorial demonstrates how to create a personal loan agreement using docHub PDF. Users can choose between different formats like DOC, PDF, Microsoft Word, or rich text format. The presenter highlights filling out a form by clicking on the blanks. An example is given, with the agreement becoming effective on May 24 and referencing the borrower as Johnny Appleseed, residing at 123 Apple Way, Apple Bill, Texas. The tutorial outlines that Johnny is lending $10,000 to his wife, Nancy Appleseed, with a repayment period of one year. The details of the loan are then filled in.