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hello and welcome the team here is dedicated to helping local families become homeowners through a unique rent to own program we will help you get into your dream home even if your credit isnt great and you cant get approved for a loan right now the goal is videos to explain to you how our rent to own program works so you can determine if its right for you and your family so heres how it works when you find a home that you want instead of putting down a security deposit youll make a down payment of anywhere from three to seven percent of the purchase price all of your down payment goes towards the purchase of your new home when you buy the property this down payment ensures that youre the only person with the ability to buy the property and that the agreed upon purchase price will not change within the time of your lease this down payment is also called an option fee you will then move in and lease the property while you work on rebuilding your credit and getting a loan approved