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[Applause] [Music] hello and welcome to another edition of in a matter of minutes my name is jon jones the advisor marketing services director here at usa financial and today in a matter of minutes were joined by kevin rosscam the senior advisory business consultant here at usa financial and were talking about opportunities to take advantage of when someone calls in for one thing and taking the time to turn that into a service opportunity so kevin thank you so very much for joining me today yeah you bet john thanks for having me so as we were chatting the the opportunity when somebody might call in for a password reset tell me a little bit about what they could what a a staff member or an advisor could turn that into as opposed to just the getting that password reset done yeah sure so you know when i hear someone saying asking me for a pass password reset obviously they want to look at their account uh and my inherent reaction to that is i better know what theyre looking at and so