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In this video tutorial, the speaker discusses the concept of renting to own, highlighting significant concerns. As a lender, the speaker is skeptical about entering into a rent-to-own agreement due to frequent issues observed. Often, these agreements are pitched as a solution for those with poor credit, promising that rental payments will contribute to a future down payment. However, the speaker cautions that numerous pitfalls exist in such arrangements. Primarily, there's a risk of encountering scams from illegitimate sellers. Even with legitimate companies, the terms and conditions for counting rental payments toward a down payment can be complex and require careful scrutiny.
