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This tutorial demonstrates how to write a personal loan agreement using a fillable form that can be saved in Adobe PDF, Microsoft Word, or rich text format. The agreement includes details such as the effective date, borrower's information, loan amount, repayment terms, and the lender's details. In this example, Johnny Appleseed is lending $10,000 to his wife, Nancy Appleseed, with a promise to pay within a year. The form is easy to fill out and customize to meet specific loan agreement needs.