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good morning Im Tom Belding a building financial planning based in Chatham New Jersey I may feel only fiduciary offering Financial Planning and investment advisory services today we have a seminar on secure act 2.0 Id like to share some slides with you before we get started Id like to thank Sage Elder Care in Summit New Jersey for helping to sponsor this program the new retirement rules understanding secure act 2.0 key insights for your retirement planning heres our challenge secure act 2.0 has passed in December of 2022 making it the most docHub piece of retirement legislation since the original secure Act was passed at the end of 2019 for the total of roughly 100 Provisions mostly around retirement plans we need to first get our arms around the key changes and assess the implications the good news is that there are numerous benefits to investors related to more time to save more ways to save and more ways to use those funds the challenge is simply absorbing the breadth of th