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whats going on youtube welcome back to another edition of currency counts where i cover all things money from how to save money make more money side hustles and everything in between in todays video were gonna cover a peer-to-peer lending product that offers loans of up to forty thousand dollars and best of all theres no minimum income verification at the end of this video im gonna show you everything you need to actually qualify so stay tuned all right so im here at their website prosper.com so what is prosper and how does it work well its a peer-to-peer lending website so you as an individual could actually invest and see a return on your investment by way of lending people money but youre not actually picking out and choosing who you can lend people money to youre investing into a big pool of money and then prosper is actually making the loans out prosper investment isnt available in all states meaning not just anybody can invest also institutions are allowed to invest in