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thank you for joining us were going to be talking about how to write a hardship letter for your mortgage request form the purpose of a hardship letter is to request assistance and the reason that youre asking for this assistance so the number one thing to keep in mind about a hardship letter is keep it simple remember theres somebodys going to be looking through a huge packet of your information they want you to just to get to the point give them the reason for your hardship and be specific on what youre asking for stick to the main reason of the hardship I know a lot of times there may be a snowball effect as to why you are in the situation that youre in and asking for help but pick that one main reason that created the situation and stick to that so a hardship letter should normally have three paragraphs in the first paragraph youre basically stating what youre asking for are you asking for a principal reduction a loan modification a short sale are you asking them to do a for