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- What is a certificate of insurance and what are the components that make up a complete certificate of insurance? Well discuss all of that on todays video. Hey folks, Jack Wingate here and on this channel, we help individuals, families, and businesses save money on their insurance, help you understand insurance a little bit better and let you know whats going on in the insurance industry. And if you are in construction, you have heard at least about a certificate of insurance. In fact, more times than not we find with smaller contractors whether it be plumbing contractors, electrical contractors, landscapers, heating and air, carpenters, you name it more times than not the small contractor comes to us because theyre bidding on a job or theyve just gotten a job and the person theyre doing the work for is requiring a certificate of insurance. So, what is it? Simply put, a certificate insurance shows or proves that a certain person has insurance at a certain period of time. Its ac