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theres a few announcements that I want to talk about today the first of which is stock options there every employee every full-time employee at AXA soft come this November for reviews is going to receive a stock options package so theyre going to be able to participate every one of you will be able to participate the full-time employees in the access soft options program thats the exciting news that Ive been working on and need to be working on still to get all the sort of ts crossed and Is dotted and theres still a few steps left but they should all be done by the November reviews so what is exciting about stock options well to know that we have to know what our stock options right everybody has heard the term stock options right but not everyone that certainly knows how stock options work so Im gonna actually talk a little bit about that by the end of this meeting you guys are all going to be stock option experts youre going to be like day traders and before I start on stoc