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welcome to Excel magic trick number 407 hey if you want to download this workbook and follow along click on my youtube channel then click on my college website link and you can download the workbook Excel my district 407 2 for 12 in this trick we want to see an amortization table with a variable rate now in other videos have done straight amortization tables Ive done amortization tables with lump sum but this one is going to be variable like rate now I want to remind you how we do a amortization table without a variable rate and then well do it with a variable rate now what is an amortization table it shows you how much the banker steals from each loan payment you make oh wait a second its its not stealing its called contractual extraction because you send in say a thousand bucks and what do they do you send in a thousand bucks on your balance and they say oh were going to take nine hundred and fifty five dollars and then whatever is left over is how much theyll reduce your loa
