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Lets say that Im a pension fund, and I have money to lend to other people. And I want to lend it to other people, because that way I can get interest on it instead of it just kind of sitting and doing nothing. And if I lend it to someone other than the government, Ill get better interest. So lets say that theres-- so let me draw me, Im the pension fund. Maybe Ill drawn me in magenta. So thats me, pension fund. And lets say that theres some corporation, lets say its GM. They make cars. I think youve heard of them. Some corporation, GM. Lets just call it Corporation A. They need to borrow money, maybe to buy a factory or to do something else, were not going to get involved in what they need the money for. And Id like to lend them the money. But theres an issue here. I am a pension fund. I manage the retirement fund for the teachers of California, or for the auto workers of Michigan, or whatever. And part of my charter says that I can only invest in very, very, very safe