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hello this is dr eric bricker and thank you for watching a healthcare z todays topic is fraud has to come first and i wrote this about 10 because marshall allen from pro publica has now written multiple articles about fraud on employee health plans in other words for commercial insurance and its estimated that its as high as 10 percent so im gonna go through why this is so important for all of us its because reducing and eliminating employee health plan fraud is the number one priority of the health plan because it does not require employee behavior change right one of the things that is constantly talked about with whether it be point solutions or wellness you name it we cannot get the employees to change their behavior okay reducing fraud is something that we can do without changing employee behavior next it does not require provider behavior change we talk about over utilization and over prescription by doctors and over testing and over procedures okay thats gonna require doct