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hi thank you for joining this mini webinar its going to be really really crisp and short to the point webinar before we get into the presentation let me just take a couple of minutes to introduce myself IMCA and Raja chartered accountant by qualification a teacher trainer by Passion I started my career as a banker great analyst with State Bank of India worked for a period of four years in very short period I had the opportunity of becoming team leader credit processing cell so worked on 250 plus projects its 5000 crore plus size then came out and started my CA practice had my practice for a period of seven and a half years alongside had this teaching training thanks to technology today through online I teach two lakh plus students all over the world basically on banking credit and financial analysis and majority of them are working banking execute Im really glad that my courses are helping them and I am sure this course will be relevant and useful for you as well lets get into to t