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- Theres a reason why buying your first home is such a huge life event, because like, whoa, they sure did not make this process simple or cheap. But by the end of this video, youll have a much better idea of what it actually costs to buy a home, and what to save up for. (bright music) Now, before you even get to the house buying part, theres the offer. The offer is the bid you make when youre trying to stand out to the seller as a good candidate to buy their house. When you put in an offer, youre telling the seller how much youll pay for the house in sum, and what you might request for them to cover or fix. So in a buyers market, your offer may sound something like, Hey, we know the house is listed for 325, but were gonna offer 320 and ask for all closing costs to be covered. And in a sellers market, your offer may sound more like, We know the house is listed for 640, but we wanted to offer 650 and take it as is. And if your offers accepted, you and the seller move int