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foreign the head of auditing operations here at Jones the compliance solution for commercial real estate construction and the rest of the built world Welcome to our insurance compliance video course if you manage compliance for your company or collect and review COI this course is for you in the previous chapter we covered the basics of cois in this chapter were going to talk about endorsements including what is an endorsement and how to distinguish and identify them and the difference between schedule and blanket endorsements endorsement is an amendment to an insurance policy insurance policies come with fixed terms and conditions that can only be altered later by adding an endorsement unlike a COI an endorsement is legally binding that means that it changes the conditions of the policy whereas a cois for information purposes only [Music] four main types of endorsements that we can distinguish just by reading the title of endorsement those are additional insured endorsements waiver