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freedom show my name is rob berger and im five minutes late for my own program but it turns out retirement can be incredibly busy im busier now than when i had a day job and it was my turn to spend time with my granddaughter so thats fun do i i dont really think i look old enough to be a grandfather do i i dont know anyway so uh if for those that are listening live please give me a thumbs up in the chat this ones going to be a little different normally i do the live q and as where you ask questions in the chat and i do my best you know whoops my lights just went out there we go i do my best to you know give you my thoughts on it hopefully its useful or helpful today im going to actually respond to questions that have been emailed to me in part because my inbox is now just overflowing uh and i see all the thumbs up thank you i will check in with the chat in between questions uh yeah in between email questions so if you have comments about the questions or anything i dont know