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[Music] youve bought your tickets and done all your packing for a well-deserved vacation youre ready for everything except that one question you dread being asked at the car rental counter would you like to buy the collision damage waiver if you buy the collision damage waiver also called a loss damage waiver the rental company wont hold you responsible for any damage the car sustains while youre renting it that can be a tough choice because a collision damage waiver sounds an awful lot like the car insurance you already have plus you have probably heard that you get added protection from your credit card whats the right thing to do it doesnt have to be a difficult decision if you take things step by step first all major credit cards provide some level of rental car coverage for free so if youre paying with a credit card you can decline the damage waiver this coverage has limitations such as if youre renting for a long time so check with your bank to understand whats included
