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[Music] good afternoon everyone this is bob dole again from solution driven wealth and today is march the 18th 2021 today were going to talk a little bit about uh expected changes in trust and estate tax policy from the new biden and harris administration and how that will impact our client situations and how we really have to have an ongoing and active dialogue with our clients if their hope and dream is to pass on the largest legacy they can to their children and to their grandchildren so what we feel is really a fundamental and really a fundamental shift in the estate tax policy and what i mean by that is right now currently you can shelter about 22 million dollars on a federal basis from estate taxes the new administration wants to bring back those thresholds closer to about three and a half million dollars per person or probably about seven million dollars again nothing is firm and set in place right now and this will be debated over the next coming months but we need to be prep