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In this video, the focus is on connecting your financial hardship reason to the date of default when writing a hardship letter to the bank. It's emphasized that while some situations are straightforward—like losing a job in May and defaulting on a mortgage in June—others may not be so clear-cut. The key takeaway is to establish a clear link between the hardship and the default date. This connection helps the bank understand the circumstances surrounding the missed payment, making your case more compelling. The video aims to guide viewers in effectively articulating their hardship in relation to their specific default situation.
