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A durable power of attorney involves a principal and an agent, allowing the principal to authorize the agent to manage financial matters on their behalf, typically through a written agreement. While a spouse is often chosen as the agent, any trusted individual can be selected, including a beneficiary of the principal’s will. The principal may appoint multiple agents to make joint decisions or designate an alternative agent if the primary one is unable to act. Unlike a general power of attorney, which expires upon the principal's incapacitation, a durable power of attorney remains effective until the principal dies or withdraws it.
