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foreign [Music] date is the day in the pns that a buyers lender must provide a written commitment letter the letter indicates if it will provide the financing for a specific property its part of the mortgage contingency clause in the pns stay in close contact with your lender and your attorney in the days leading up to the loan commitment date its not uncommon for a lender to request from you additional information or updated documents prior to issuing the letter the loan commitment letter should be what is referred to as clean if possible once it gets issued um so review the letter with your attorney to make sure that any remaining conditions can be easily met some conditions are standard such as verifying employment prior to closing if a lender cannot provide a commitment letter by the loan commitment deadline the home buyer should consult with their attorney who will obtain an extension or discuss options for terminating the sale while protecting your deposit money [Music]