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[Music] Im Christian mes executive officer of the HBA of Burks County Pennsylvania and Im not an attorney I am an MBA were going to translate the lofty Ivory Tower language of the attorney into thing ofama jig how you doing and Whatchamacallit so that the average Joe and Jane contractor can apply it to their business today although this is based on Pennsylvania law it will apply in most other states as [Music] well okay lets wrap up with some common contract Clauses you have a list of them here these are common pretty much throughout the United States theyre common pretty much no matter what contract youre signing so if you go pull out if youre one of these people that has file cabinets full of documents either at your business or at home home are both like me you can pull out the house that you bought or the contract with the hbac guy or the contract for dog grooming or the contract for um you know cleaning cleaning your uh your carpets or your mowing your grass and if its a r