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hello in this short video we are going to see the payment processing system for credit and debit cards and specifically focusing on the credit cards so before we start the video lets see some of the key terms which would be useful in understanding the flows later issuer the bank which issues the credit card or a debit card that is the issuer bank or a financial institution specifically for credit card when you apply for a credit card the financial institution will check your credit history income debt to income ratio and based on your profile of the profiling which we do based on these parameters they will approve a specific credit limit and they will issue or deny a credit card for you okay so thats what is a issuer acquirer are the backbone of merchant processing like they are the ones which provide the point of sale devices to the to the merchants and they facilitate the process of payment processing we will see them in detail in a bit companies that provide credit and debit card
