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hey welcome to my youtube channel making sense of credit im tony yell im a personal small business credit coach online marketer and youtuber hey welcome friends hey thanks to all my subscribers and thanks to all the new subscribers that are checking me out today hey look this is going to be another short video you know i try to keep my videos between you know five and 15 minutes this is going to be a shorter one but i want to talk to you about you know a couple of my clients have uh ran into this discover is checking tax returns for income verification and look you know most credit cards as you guys know you could do stated you know stated income you know you put your stated income down and then the other thing too to remember is that it always talk about household income so you can put you and your wifes or you and your partners how household income combined right but whats been happening is that ive had a couple clients docHub out to me and say hey tom man i got this this uh 4506